Invoice Finance Company UK

Unlock Your Cash Flow with the Leading Invoice Finance Company in the UK! At Pegasus Funding, we provide efficient and reliable invoice finance solutions to help your business thrive.

A great quick win where an injection of cash is much-needed, but not always the most cost-effective solution.  For a fee, a factor typically pays 80-90% of an invoice to you upfront.

Types of Invoice Finance Solutions

Invoice Factoring: Explanation and benefits

Factoring and discounting both work on the basis of releasing funds that are held in your unpaid invoices. You effectively raise finance against debt owed to you.

Invoice Discounting: Explanation and benefits

It’s simply about who takes control of your sales ledger, and importantly the responsibility for collecting outstanding payments.

With Factoring, the finance provider takes the control and payments are made direct to them.  Invoice discounting, however, allows you retain control as well as an element of confidentiality; your customers will not be aware that you have a third-party finance company involved because all payments and communications will be direct with you.

Either way, the value held in your invoices act as the debt security, so both are a viable short-term funding solution.

Factoring vs Discounting

Other Types of Invoice Finance: Brief overview

  • Funding is secured against invoices, no other assets are required
  • Up to 90% of your invoice value could be released within 24 hours
  • A quick fix for short-term cashflow problems
  • The funding available increases with your turnover
  • Factors can also be an excellent strategic resource
  • Factoring and discounting services are often competitively priced
On average, 17% less expensive than an overdraft
Quick release finance

Points to consider

Invoice finance is the single saviour of many small businesses, but there are some questions to ask yourself:

  • Are your customers reputable?
  • How important is your reputation for financial stability?
  • Is the finance an affordable solution?
  • Can you see a long-term alternative?

A viable solution for all business stages

Factoring and discounting work to solve the problems associated with slow payment form your customers and therefore a solution for all business stages:

Business start-ups

Flexible finance to get your company off the ground.

Growing businesses

Quickly injecting cash back into your business.

Turnaround businesses

Bridging the gap between invoicing and payment.

The best invoice finance company for you

We have a panel of more than 44 different companies who will factor and/or discount invoices, as well as the knowledge and experience to get the best deal for you.

We will ask all the right questions on your behalf and select the three best companies to introduce you to, based on their quotations. We negotiate the terms downwards for your benefit and see the deal through to completion.

“We needed a confidential invoice discounting facility of £500,000 but the debt was project based and highly concentrated on one client. This was a no-go area for most providers but Pegasus arranged an agreement with a very understanding and flexible organisation that reacted very quickly to our needs.”

Ted Bechman, FD Centre