Asset Finance

Unlock the cash tied up in your assets and make your growth plans a reality.

Whether you’re looking to expand, acquire new premises, relieve cash flow pressures or reduce your finance costs, asset finance could be the solution. The assets in your business could provide the security for much-needed finance.

How does asset finance work?

Asset-based lending allows you to maximise available cash by securing funds against collateral already held within your business.  And because these assets are readily available, you won’t need to sacrifice shares in your company.

It’s a cost-effective way to raise funds and compares favourably to traditional funding channels.  And as a revolving form of finance, the available working capital can grow in line with your business.

Collateral you can borrow against

  • Debtors – outstanding invoices
  • Stock
  • Plant & machinery
  • Property
Asset finance
Asset finance

The benefits of asset-based lending

  • Protects equity – assets are the security
  • Cost effective – turns your collateral into cash
  • Tailored to you – manage cash flow fluctuations
  • Flexible – assets not typically allowed as security on a classic loan

Making the most of your business assets

Raising finance against your existing collateral is an option available to all businesses at any stage of growth but is particularly viable when there are gaps in a company’s cash flow.  The most common uses for this type of funding are:

  • Refinancing existing debt
  • Funding growth plans
  • Facilitating mergers and acquisitions
  • Supporting management buy-outs
Asset finance

As part of our asset finance portfolio, we offer a number of product solutions:

Invoice finance

Business loans

Business mortgages

Trade finance

Leasing & Hire Purchase

“My position changed overnight; Pegasus achieved in one week what six reputable finance houses failed to complete after several months. Although the terms of the solution were tough, it saved me money. The original search was costly in terms of valuations as each potential provider had the property valued, but in the long run they were unable to help.”

Chris Russell, MD – Watercare International.