For many business owners, arranging funding can feel complex, daunting and at times overwhelming. So what is it actually like working with a funding broker? Read on to find out more.

We Build a Complete Picture of Your business

We start with a phone call. That’s where we get to understand your business properly. 

We want to know as much as we can about you, your business and your team. We need to understand what you do and what’s coming up for your business, including where the pressure points are. We’ll talk about your funding needs, your market, your operational challenges and any existing financial commitments you already have.

We Explore Your Challenges

We need to understand your challenges first. There are always a lot of questions, but in the context of our discussion, you’ll understand why. Our focus is on finding you the best solution and the more we know, the more we can help.

Once we’ve had our initial conversation, we review all the information you’ve shared in detail. Sometimes there are gaps, which is completely normal, so we’ll have a follow up conversation to fill in any missing details.

We Need Transparency

Full disclosure really matters. If something is missed, like previous debt or an issue with a loan, it can cause problems later when we speak to lenders. It’s always better to be open from the start and we can only do our job properly when we have the full picture.

We Look for Lenders

Once we’re confident that we have the full picture, the next step is engaging with lenders.

At this point, we usually know what’s possible. We’ll approach the lenders we believe are most likely to offer the right structure, features and most favourable terms for your particular business.

This is where our experience and relationships with lenders come into play.

“Sometimes the best solution isn’t what you expect”

Many business owners approach funding with a fixed idea of what they need. In our experience, that can change quickly.

We spoke to someone recently who thought they needed a large cash loan. When we looked at it properly, the better solution was a combination of asset finance and invoice finance.

This blended approach is a key insight into how we work at Pegasus Funding Solutions. Looking at a mix of funding options can open up possibilities that clients often don’t realise are there. It can also help secure better overall rates and create a structure that fits your business more naturally.

We Find Multiple Options: It’s Your Choice

Once we’ve found suitable funding options, we’ll talk them through with you. We’ll show you the terms, highlight the differences, and explain how each option works. Sometimes there are several choices, sometimes fewer, but there are always options.

Crucially, the decision remains with you. It’s always your choice. Our role is to make sure you have the information you need to make that decision confidently. We talk through the pros and cons, the variables, and what each option means in practice. By that stage, our clients usually know what they want to do and the choice is clear.

We Take You to Completion…

Once a decision has been made, we manage the funding application and approval process through to completion.

We’ll go back to the lender, confirm the decision, and then stay involved all the way through. We speak to all parties, making sure everything is moving forward, and helping resolve any issues along the way.

We hold your hand through the process. The aim is to get the deal completed smoothly, without unnecessary stress.

…And Beyond

Our work does not end when the funding is in place. We stay in touch. We want to make sure everything is working as it should, and that you have what you need going forward.

Over time, this often develops into a longer-term partnership. We act as a trusted partner to my clients. That’s where we add value and our clients welcome our ongoing interaction.

We’re Calm, You’re Confident

Clients often say our calm presence gives them confidence. That’s important, because these are big decisions. We know where to go and how to do it. Our job is to make the process clear, manageable, and ultimately successful for the client.

If you’d like a confidential conversation about the funding needs of your business, send us a message. We’ll arrange a time to talk and explore the best options for your specific needs.